MoneyMonk Free Financial Literacy Mission
Dr. Uday Kulhalli – Auckland, New Zealand
“The last one year of my journey with Lt Col Prakash Joshi has been a rewarding experience. We were classmates in Satara Sainik School, and after decades of no contact, we reconnected.
Despite my medical career, I had made poor financial decisions due to lack of formal training. Lt Col Prakash’s mentorship helped me build a self-managed asset portfolio through structured Zoom sessions and emails.
His teachings clarified how to build, preserve, and grow wealth. I now feel confident about achieving financial independence. I highly recommend his sessions to anyone seeking financial literacy.”
Mohammad Rajjaque – London
“Though we already had a financial plan, Joshi Sir (The MoneyMonk) helped us see it through an objective lens.
We identified gaps in insurance, emergency funds, and our investment strategy—all manageable with simple tweaks.
We’re still working with him to refine our strategy and address psychological biases. I highly recommend these sessions.”
Sravan Kumar – Serving Air Force Officer
“I came across Joshi Sir in 2019 through his blog. I later signed up for one-on-one sessions where he helped me plan based on income and expenses.
Though the strategy wasn’t flashy, it proved solid. After an inconsistent phase, I committed weekly time to manage investments—and it made a difference.
His teaching emphasizes consistency over excitement. Financial discipline must run parallel to personal and professional life.”
Col SD Malhotra – Gurgaon, India
“Joshi’s way of simplifying complex financial concepts changed my view of stock markets—previously seen as risky as horse racing!
I look forward to learning more from him and appreciate his efforts to educate many.”
Commodore M. M. Pareek (Retd) – Indian Navy
“Joshi Sir’s sessions clarified foundational concepts like budgeting, tracking expenses, and understanding financial statements.
His one-on-one session after submitting my homework was insightful and boosted my confidence. I look forward to more learning.”
Col V. P. Singh
“Financial independence often feels out of reach. But Joshi’s sessions covered budgeting, income tracking, and investment rebalancing in a way that made it accessible.
His dedication is admirable and has helped many reflect, adjust, and grow.”
Mangesh Patankar
“I loved the simplicity of the sessions. With dialogue, presentations, and movies, the real impact was in reflecting on our own habits.
I’ve already started implementing changes, and they’ve made a difference.”
Arvind Sharma – Gurgaon, India
“Joshi Uncle’s sessions were enlightening—from tracking budgets and expenses to understanding equity and insurance.
I especially appreciated the idea of involving family in financial decisions. His one-on-one sessions provided clear direction, and I look forward to learning more.”
Brig Ajay Misra & Family – Wellington
“Our financial journey began with Joshi Sir in 2014 and continues despite his relocation to the USA.
He helped us diversify and rebalance our heavily real-estate-skewed portfolio.
His emphasis on insurance and financial discipline has protected us from blind spots common in the Fauji community.
We’re on a clear path to financial freedom, thanks to his guidance.”
Ram – Chennai
“Joshi’s guidance helped me consolidate my investments and understand the value of term insurance.
However, as a novice, I struggled with stock selection and missed mutual fund reinvestment timing.
Despite some missteps, I appreciated his practical approach and simplified strategies. With more training, I believe it would have worked better for me.”
Ravi B. Sutar – New Jersey
“Though I worked in the financial domain, I distrusted stock markets and stuck to real estate.
Joshi’s training changed that. He explained money basics and long-term strategies in a practical, encouraging way.
Thanks to him, I’ve begun my stock market journey—and he’ll continue to guide me like a lighthouse.”
Learner Feedback
(Anonymous, shared with consent)
“The training methodology is very simple yet covers all key aspects needed to achieve financial freedom. Only serious learners who are willing to dedicate time to learning should enroll and reap the benefits. Financial freedom is a long-term process—disciplined investing lies at its heart. Col Prakash Joshi’s teaching defies the modern chase for quick riches and emphasizes a steady, long-term approach that truly works.
In a world where everyone is racing to make more money, Col Joshi is racing to give away financial wisdom—freely.
I highly recommend this course to professionals who either have money but are losing sleep over where to invest, or those who don’t have enough money and are losing sleep over how to grow it.
We (as a couple) have been following the strategy designed during the course, and it’s been two months of confident investing so far.”